If you are in a car accident, you may know to exchange information with the driver so you can file an insurance claim. But what do you do if the at-fault driver wants to pay out of pocket?
Is this allowed? Does it expose you to any extra liability?
Evans Litigation and Trial Law LLC answers questions like these every day for our clients. For over two decades, we have helped car accident victims recover compensation for their injuries.
If you’ve been hurt in a car accident, call our firm before accepting any out-of-pocket payments. We can evaluate your case and ensure you seek the most damages possible.
Is It Illegal to Pay Out of Pocket for a Car Accident?
Paying out of pocket for a car accident is legal. It’s a common practice where parties agree to resolve the matter privately, typically without involving insurance companies or legal proceedings. This approach can speed up the resolution process and lead to amicable solutions.
However, you must be very cautious when it comes to the terms of the settlement. These payments can be legally binding, so you want to ensure you get a fair deal.
Potential Risks of Accepting Out-of-Pocket Payment
Accepting out-of-pocket payment for a car accident may seem like a convenient and straightforward solution. However, it’s essential to consider the potential risks associated with this approach:
- Inadequate compensation. Without proper evaluation, accepting out-of-pocket damages may result in receiving insufficient compensation for damages.
- Legal protection. By bypassing legal channels, you may forfeit valuable legal rights that could help you get a better deal.
- Prevents future claims. Accepting an out-of-pocket settlement can block you from seeking any future compensation, even if you have additional damages.
Given these risks, seeking legal advice before agreeing to any out-of-pocket payment is crucial. Speak with Alfred L. Evans, II, to ensure you get fair treatment and maximum compensation.
Don’t Accept a Payment Without Speaking with an Attorney
Do not accept cash from the at-fault driver at the scene. Accepting cash can lead the insurance company to deny further compensation, as they may assume you’ve already been paid. Instead, file a claim with the insurance company to ensure proper compensation.
Here’s why you should speak with Evans Litigation and Trial Law after a crash:
- Comprehensive damage assessment. Our firm can review your case and calculate the full amount of your damages. This may include future medical needs, property damage, and lost wages due to missed work.
- Navigating legal procedures. Dealing with the aftermath of a car accident involves navigating a maze of legal procedures and paperwork. An attorney can handle this process, including gathering evidence, filing paperwork, and appearing at hearings.
- Skilled negotiation. Our firm will advocate for your best interests during settlement negotiations. We can leverage our knowledge of personal injury law and trial experience to pursue a fair and favorable outcome.
- Protecting your legal rights. Paying out of pocket for a car accident can release the at-fault driver from further liability. An attorney can ensure you don’t waive any legal rights or expose yourself to liability during the settlement process.
By involving a lawyer, you gain a skilled advocate who understands the complexities of car accident claims and works tirelessly to secure compensation for you.
Schedule a Free Consultation Today
With over 23 years of experience in handling personal injury cases, you can count on the team at Evans Litigation and Trial Law. We are dedicated to advocating for your rights and ensuring you receive the compensation you deserve. Our firm is here to provide you with reliable advice and representation every step of the way.
Schedule your free consultation today to discuss your case with a personal injury attorney.
Expand Your Knowledge on Car Accident Claims:
- Georgia Car Crash: Attorney’s Guide 2024
- Pain and Suffering Settlement Examples
- Average Settlement for a Commercial Vehicle Accident
Gain valuable insights and ensure you’re well-prepared to address your situation.
Alfred L. Evans III, an Atlanta native and Hampden-Sydney College alum, is a seasoned personal injury lawyer with a unique background in insurance defense. Founding Evans Litigation and Trial Law in 2013, he specializes in wrongful death litigation, trucking litigation, and various vehicle accident cases. Recognized as a Super Lawyer and a “Rising Star” by Superlawyers, Alfred applies his in-depth knowledge of the insurance and trucking industries to maximize client recoveries.
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